Skip to content
Fair Housing NoticeSaved
RealtyLT

Plan

Start from the payment, not the price

A plan you can use in two minutes: what your monthly budget buys, the four stages between here and keys, and a person who answers seven days a week.

Turn a monthly budget into a price range

What feels comfortable each month?

Start from the payment, not the price. We turn your monthly number into a price range you can shop with today. Nothing to sign up for, nothing saved.

Assumes a 30-year loan and NY-style property taxes that scale with the price. Under 20% down, mortgage insurance is counted automatically. Your lender’s exact numbers will vary; the range is for shopping, not for underwriting.

You can shop up to about

$585,000

See homes under $585K

Four stages, no mystery

  1. Stage 1

    Set the budget

    Decide the monthly number first, then get a pre-approval letter to back it. In this market an offer without one is a weaker offer, and most lenders can issue a letter within a day or two.

    Financing, explained

  2. Stage 2

    Search with the map

    Every OneKey listing across the Hudson Valley and NYC, updated hourly. Heart the homes you like, save the search, and the criteria travel with you.

    Search listings

  3. Stage 3

    Make the offer

    Price is one lever of several: closing timeline, contingencies, and deposit all carry weight. We write the offer with you and negotiate it for you.

    How buying works

  4. Stage 4

    Close

    New York closes through attorneys. From accepted offer to keys typically runs 60 to 90 days: inspection, contract signing, mortgage commitment, then the closing table.

    What to expect

Or just talk it through

No portal, no marketplace, no hand-off. Call or text and you get us, seven days a week, whether you are two years out or two weeks out.

Call (917) 905-7923Text us