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86 Smart

$1,469,000

Est. $8,351/mo

Yonkers, NY 10704 · Westchester County

Beds
6
Baths
4
Status
Active
On site
125 days

Know your budget before you tour. Get pre-qualified

About this home

PRICE DROP! MOTIVED SELLER! SCHEDULE YOUR SHOWING TODAY Welcome to 88 Smart Ave in Yonkers — a rare opportunity for investors seeking generational wealth or homeowners dreaming of living virtually mortgage-free. ? This legal two-family home offers endless possibilities and incredible flexibility. The first and second floors feature two spacious apartments — one offering 3 bedrooms and 2 baths, and the other a comfortable 2-bedroom, 2-bath layout. Live in one unit while the rental income from the second helps offset your mortgage and build long-term equity. As you make your way to the lower level, you’ll discover two additional self-contained living spaces with private entrances, ideal for extended family, guests, or additional income potential. One is a cozy studio, while the second is a charming 1-bedroom, 1-bath mini enclave. Situated on an almost double-sized lot, this property has been meticulously maintained by a proud homeowner and offers space, versatility, and exceptional value. But that’s not all — the property also includes a separate office space on the side, perfect for remote work or a home business, along with two spacious garages that add even more convenience and functionality. Whether you are looking for a smart investment, a multi-generational setup, or the perfect place to call home, this property truly checks every box. ?? There is so much more to discover here. Schedule your private showing today and experience everything this exceptional home has to offer!

Listed with Coldwell Banker Realty · Giuseppe Masucci · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 17, 2026, 5:09 PM ET. ©2026 One Key MLS.

Estimate Your Monthly Payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$8,350.91Total / mo

Estimated Monthly Payment

Principal & interest
$7,235.91 (86.6%)
Taxes
$915.00 (11.0%)
Insurance
$200.00 (2.4%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Yonkers, NY

Current Listings

New in the last 30 days

118

Sep 2026

Average Price

Active listings

$637,216

Sep 2026

Average Days on Market

Active listings

121 days

Sep 2026

Computed from 651 active OneKey MLS listings in Yonkers, NY.

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