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195 Oscawana Lake Road

Putnam Valley, NY 10579 · Putnam County

Beds
3
Baths
2
Sqft
1,731
Status
Active
On site
7 days

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About this home

Welcome to 195 Oscawana Lake Road, a charming 1930 Cape Cod that blends timeless character with comfortable, updated living in the scenic heart of Putnam Valley. Set on approximately 0.70 acres, this inviting three-bedroom, two-bath home offers warmth, privacy and a wonderful connection to the outdoors. Step inside to beautiful hardwood floors and a welcoming living room—the perfect setting for quiet evenings or gathering with friends. The lovely archway leads to a modern dine-in kitchen. The kitchen provides a comfortable space for everyday meals and entertaining, and features a multi purpose nook. The adjacent family room adds another layer of character with its vaulted ceiling and a wood-burning stove, creating a cozy retreat throughout the seasons. The main level features two bedrooms and a full bath, offering flexibility for guests, a home office or one-level living needs. Upstairs, the private primary en-suite bedroom creates its own peaceful escape away from the main living areas. The room features two large closets and additional storage areas. Just off the kitchen, step outside to the patio for summer dinners, morning coffee or evenings under the stars. The level backyard and fire pit area extend the home's living space outdoors, with plenty of room to relax, entertain, garden or simply enjoy the natural surroundings. Putnam Valley is appropriately known as the "Town of Lakes," offering a distinctive Hudson Valley lifestyle surrounded by lakes, preserved woodlands and outdoor recreation. Nearby Lake Oscawana, the town's largest lake, is a defining part of the area's scenic character. Outdoor enthusiasts will appreciate proximity to Granite Mountain Preserve for hiking and nature walks, as well as Clarence Fahnestock State Park, with miles of hiking and recreational opportunities throughout the Hudson Highlands.

Listed with William Raveis Real Estate · Steven Geiger · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 17, 2026, 3:09 PM ET. ©2026 One Key MLS.

Estimate Your Monthly Payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$4,011.50Total / mo

Estimated Monthly Payment

Principal & interest
$2,807.67 (70.0%)
Taxes
$1,003.83 (25.0%)
Insurance
$200.00 (5.0%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Putnam Valley, NY

Current Listings

New in the last 30 days

9

Sep 2026

Average Price

Active listings

$898,625

Sep 2026

Average Days on Market

Active listings

96 days

Sep 2026

Computed from 55 active OneKey MLS listings in Putnam Valley, NY.

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