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157 W 123rd Street #3E, New York, photo 1
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157 W 123rd Street #3E, photo 2
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157 W 123rd Street #3E

New York, NY 10027 · Manhattan

Baths
1
Sqft
250
Status
Active
On site
139 days

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About this home

Cash purchase only. Proof of funds is required prior to scheduling a showing. This move-in ready studio apartment on the third floor of an elevator building in fashionable South Harlem represents terrific value. The unit is in very good condition with high ceilings, hardwood floors, a tiled bathroom, and kitchen with new cabinets. 157 West 123rd is a well-run HDFC cooperative bordering the Mount Morris Park Historic District. Monthly maintenance (including heat and hot water) is a very affordable $350/month. This is a Housing Development Fund Corporation (HDFC) building, subject to income and primary residence restrictions. Income restrictions are 120% of Area Median Income, which for an individual is $136,080 per year. This lovely home is located a few steps from Harlem’s Restaurant Row, and close to the 2/3 and B/C subway lines. Shopping on 125th Street (including the new Trader Joe’s and Target) is just a short walk away. For recreation, the home is close to Mount Morris Park and within walking distance of Central Park. This property is delivered vacant with all paperwork provided.

Listed with Harlem Lofts Inc. · Robert D. Pair · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Nov 2, 2026, 8:07 AM ET. ©2026 One Key MLS.

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Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and private mortgage insurance.

$11,131.41Total / mo

Estimated monthly payment

Principal & interest
$763.49(6.9%)
Taxes
$10,167.92(91.3%)
Insurance
$200.00(1.8%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market insights

The market around New York, NY

Current listings

New in the last 30 days

56

Nov 2026

Average price

Active listings

$1,457,954

Nov 2026

Average days on market

Active listings

187 days

Nov 2026

Computed from 470 active OneKey MLS listings in New York, NY.

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