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45 Elm Street

Mount Vernon, NY 10550 · Westchester County

Beds
4
Baths
2
Status
Active
On site
34 days

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About this home

Cash Buyers Only! Welcome to 45 Elm Street, a spacious two-family Colonial offering approximately 1,944 square feet of above-grade living space. The property features two well-proportioned units with a total of five bedrooms and three full bathrooms, along with comfortable living areas and eat-in kitchens. A finished attic provides additional living space and flexibility, while the full finished basement offers approximately 736 square feet of additional recreational and storage space. Outside, the property features a covered front porch, covered rear patio, fenced yard and a private driveway with parking for multiple vehicles. Conveniently located near shopping, schools, public transportation and major roadways, this property presents an excellent opportunity for an owner-occupant or investor seeking a versatile multifamily home in Mount Vernon. ** Listing photographs have been digitally enhanced using AI for presentation purposes. No structural features have been altered.

Listed with Luxian International Realty · Brian Butler · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Oct 14, 2026, 10:08 PM ET. ©2026 One Key MLS.

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Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and private mortgage insurance.

$5,519.54Total / mo

Estimated monthly payment

Principal & interest
$3,915.96(70.9%)
Taxes
$1,403.58(25.4%)
Insurance
$200.00(3.6%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market insights

The market around Mount Vernon, NY

Current listings

New in the last 30 days

43

Oct 2026

Average price

Active listings

$649,732

Oct 2026

Average days on market

Active listings

147 days

Oct 2026

Computed from 267 active OneKey MLS listings in Mount Vernon, NY.

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