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124 Union Avenue

Mount Vernon, NY 10550 · Westchester County

Beds
4
Baths
3
Status
Active
On site
11 days

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About this home

A legal three-family in Mount Vernon with all three units on month-to-month. Deliver it vacant, keep the income in place, or reset rents to market. Live in one unit while renting the others, or lease all three and use the property as a full investment. Offering approximately 2,420 square feet across three levels, the home features a flexible mix of layouts: a two-bedroom plus office on the first floor, a one-bedroom plus office on the second floor, and a one-bedroom on the third floor. Recent work includes a full first-floor renovation, updated second-floor kitchen, renovated third-floor bath, electrical service approximately three years old, roof approximately eight years old. Each residence offers its own character, with updated kitchens, generous room sizes, and plenty of natural light. Features throughout include white shaker cabinetry, tile backsplashes, gas ranges, crown molding, cast-iron radiators, and hardwood or wood-style flooring. Select units also offer a dishwasher, walk-in pantry, and dedicated home-office space. The property also includes a full partially finished basement with laundry, utility space, and additional rooms that provide useful flexibility for storage, recreation, work-from-home needs, or other ancillary use. Four electric meters and three gas meters serve the property, and a large side yard adds valuable outdoor space. Conveniently located for commuters, with Metro-North service to Grand Central, the Wakefield-241st Street 2 train just over the Bronx border, and easy access to the Cross County and Hutchinson River Parkways. A versatile property for an owner-occupant or investor looking for space, income potential, and convenient access to New York City.

Listed with Serhant LLC · Jerges Santana · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 19, 2026, 1:07 PM ET. ©2026 One Key MLS.

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Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$5,248.42Total / mo

Estimated Monthly Payment

Principal & interest
$3,443.09 (65.6%)
Taxes
$1,605.33 (30.6%)
Insurance
$200.00 (3.8%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Mount Vernon, NY

Current Listings

New in the last 30 days

49

Sep 2026

Average Price

Active listings

$646,844

Sep 2026

Average Days on Market

Active listings

152 days

Sep 2026

Computed from 263 active OneKey MLS listings in Mount Vernon, NY.

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