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4 Harding Street

Middletown, NY 10940 · Orange County

Beds
4
Baths
2
Sqft
1,416
Status
Active
On site
67 days

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About this home

Middletown Central Gem - Space, Character & Low Taxes! Minutes from Downtown Middletown, this solid 4-bedroom, 2-bath home offers the generous room proportions and practical layout characteristic of an older home, along with a large attic and full basement providing exceptional storage and future potential. A brand-new high-efficiency Navien tankless combination boiler adds modern efficiency, while total annual taxes are just $3,750 (2025). With four bedrooms, substantial additional space, low carrying costs, and a convenient central location, the property offers an attractive opportunity for first-time buyers looking to build equity as well as investors seeking rental potential. For investors, the adjacent property is also available off-market, creating a rare opportunity to acquire two neighboring properties as a package.

Listed with KW Hudson Valley United · Hai Li · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 17, 2026, 4:09 PM ET. ©2026 One Key MLS.

Estimate Your Monthly Payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$2,234.00Total / mo

Estimated Monthly Payment

Principal & interest
$1,719.08 (77.0%)
Taxes
$314.92 (14.1%)
Insurance
$200.00 (9.0%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Middletown, NY

Current Listings

New in the last 30 days

78

Sep 2026

Average Price

Active listings

$558,713

Sep 2026

Average Days on Market

Active listings

152 days

Sep 2026

Computed from 326 active OneKey MLS listings in Middletown, NY.

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