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1080 Route 292

Holmes, NY 12531 · Dutchess County

Beds
2
Baths
2
Sqft
1,722
Status
Active
On site
157 days

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About this home

Step into this charming lakefront cottage and immediately feel at home. The foyer leads to the primary bedroom, featuring a full bath and breathtaking views of Whaley Lake. A second bedroom and a full hallway bath complete the main level. Upstairs, a loft offers another perspective of the serene lake, perfect for reading, relaxing, or watching the sunset. The open-concept kitchen flows into the dining and living areas, where a wood-burning fireplace creates a cozy centerpiece. Sliding doors open to a deck with incredible lake vistas – the ideal spot for morning coffee or evening gatherings. Make your way down to the lake bringing you to your private dock with a shed and a mooring for your boat. Whaley Lake, 257 acres, the largest motorboat lake in Dutchess County, provides endless recreational opportunities: paddleboarding, kayaking, swimming, and water skiing—or simply unwind and take in the beauty of the water.You are a short drive to the quaint town of Pawling, NY, and approximately 70 miles to NYC, easy access to major highways and the Meto North’s Harlem Line to NYC This cottage isn’t just a home; it’s a lifestyle.

Listed with McGrath Realty Inc · Margaret MacLeay · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 17, 2026, 7:08 PM ET. ©2026 One Key MLS.

Estimate Your Monthly Payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.

$4,918.66Total / mo

Estimated Monthly Payment

Principal & interest
$3,571.16 (72.6%)
Taxes
$1,147.50 (23.3%)
Insurance
$200.00 (4.1%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Holmes, NY

Current Listings

New in the last 30 days

3

Sep 2026

Average Price

Active listings

$678,403

Sep 2026

Average Days on Market

Active listings

152 days

Sep 2026

Computed from 31 active OneKey MLS listings in Holmes, NY.

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