$18,900
0.25 Acres
Lot 41 Towners Road
Carmel, NY 10512
Listed with Coldwell Banker Realty
$25,000
Est. $558/moCarmel, NY 10512 · Putnam County
Know your budget before you tour. Get pre-qualified
Lot 42 on Ludingtonville Road doesn’t announce itself. It sits quietly along the road, offering 365 feet of frontage that most drivers pass without a second glance. No sign, no cleared entrance—just a stretch of land in the Town of Kent with a Carmel mailing address, waiting for someone willing to slow down long enough to actually see it. At 2.78 acres in an R-80 zone, it isn’t trying to be everything. It doesn’t promise grand scale. What it offers instead is something more subtle—and, depending on who you are, more valuable: thoughtful opportunity. The first thing you notice isn’t the size. It’s the sound. A stream cuts through the middle of the land, moving steadily from right to left. It’s not loud or dramatic—but constant. The kind of sound that settles into the background until you realize it’s the only thing you hear. That stream defines the lot more than any map ever could. There is no survey available, You will be responsible to have a survey done at your expense if you need it. There’s a balance here shaped by the land itself. The frontage opens things up, while the interior draws you inward, away from the road and toward something quieter. The presence of the stream introduces natural considerations that influence how the property is understood. This is the kind of lot that asks questions before it gives answers. And that’s where most people walk away. The lack of a survey brings uncertainty. The stream suggests constraints. For someone looking for easy, this isn’t it. But for the right buyer—the one who sees land not as a checklist, but as a process—it’s different. There’s something honest about a property like this. Nothing is handed to you. Every decision has to be thought through, and in that process, the result feels more intentional. Lot 42 isn’t a blank canvas. It’s a conversation—one that starts at the road, winds through the trees, crosses the stream, and asks a simple question: Are you willing to figure it out?
As reported by the listing office; verify enrollment with the district.
Listed with Coldwell Banker Realty · Thomas J. Santore · Source: OneKey MLS
Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 17, 2026, 5:09 PM ET. ©2026 One Key MLS.
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.
Estimated Monthly Payment
Representative rates
Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.
Be the first to know when a Putnam County home hits the market.
Market Insights
Current Listings
New in the last 30 days
37
Sep 2026
Average Price
Active listings
$579,441
Sep 2026
Average Days on Market
Active listings
145 days
Sep 2026
Computed from 182 active OneKey MLS listings in Carmel, NY.