New
$479,000
3 Bed • 1 Bath • 1,024 Sq. Ft.
13 Arbutus Street
Putnam Valley, NY 10579
Listed with Jefferson Valley Realty
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231 N Terry Hill Road
$450,000
Est. $3,264/moCarmel, NY 10512 · Putnam County
- Beds
- 3
- Baths
- 1.5
- Sqft
- 1,600
- Status
- Active
- On site
- 25 days
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About this home
Enjoy lakefront living in this charming 3-bedroom, 2-bath home. The main level features two bedrooms, a full bath, living room, kitchen with breakfast nook, and a separate dining area. The finished lower level adds valuable additional living space with a third bedroom, half bath, recreation room, plus utility and storage areas. Set on a beautiful property with direct lake access, the home features a spacious backyard, mature trees and plenty of room to relax and enjoy the water. A wonderful opportunity to update and make your own, whether as a year-round home or a weekend lake retreat.
- Type
- Single Family Residence
- Year built
- 1950
- Lot size
- 0.1377 acres
- Price / sqft
- $281
- Annual taxes
- $10,166
- County
- Putnam County
- School district
- Carmel
- Listed
- August 24, 2026
- MLS #
- 1042296
- Interior
- First Floor Bedroom · First Floor Full Bath · Ceiling Fan(s)
- Appliances
- Electric Oven · Refrigerator
- Basement
- Finished · Full
- Heating
- Hot Water
- Cooling
- Ductless
- Parking
- Driveway · Off Street
- Sewer
- Septic Tank
- Water
- Private
As reported by the listing office; verify enrollment with the district.
- Elementary
- Kent Elementary
- Middle
- George Fischer Middle School
- High school
- Carmel High School
Listed with Holly Real Estate · John Holly · Source: OneKey MLS
Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 17, 2026, 9:07 PM ET. ©2026 One Key MLS.
Estimate Your Monthly Payment
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.
$3,263.75Total / mo
Estimated Monthly Payment
- Principal & interest
- $2,216.58 (67.9%)
- Taxes
- $847.17 (26.0%)
- Insurance
- $200.00 (6.1%)
Representative rates
Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.
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Market Insights
The market around Carmel, NY
Current Listings
New in the last 30 days
37
Sep 2026
Average Price
Active listings
$579,441
Sep 2026
Average Days on Market
Active listings
145 days
Sep 2026
Computed from 182 active OneKey MLS listings in Carmel, NY.
