Skip to content
19 Saint Michaels Terrace, Carmel, photo 1
View all 38 photos
19 Saint Michaels Terrace, photo 2
19 Saint Michaels Terrace, photo 3
19 Saint Michaels Terrace, photo 4
19 Saint Michaels Terrace, photo 5
19 Saint Michaels Terrace, photo 6
19 Saint Michaels Terrace, photo 7
19 Saint Michaels Terrace, photo 8
19 Saint Michaels Terrace, photo 9
19 Saint Michaels Terrace, photo 10
19 Saint Michaels Terrace, photo 11
19 Saint Michaels Terrace, photo 12
19 Saint Michaels Terrace, photo 13
19 Saint Michaels Terrace, photo 14
19 Saint Michaels Terrace, photo 15
19 Saint Michaels Terrace, photo 16
19 Saint Michaels Terrace, photo 17
19 Saint Michaels Terrace, photo 18
19 Saint Michaels Terrace, photo 19
19 Saint Michaels Terrace, photo 20
19 Saint Michaels Terrace, photo 21
19 Saint Michaels Terrace, photo 22
19 Saint Michaels Terrace, photo 23
19 Saint Michaels Terrace, photo 24
19 Saint Michaels Terrace, photo 25
19 Saint Michaels Terrace, photo 26
19 Saint Michaels Terrace, photo 27
19 Saint Michaels Terrace, photo 28
19 Saint Michaels Terrace, photo 29
19 Saint Michaels Terrace, photo 30
19 Saint Michaels Terrace, photo 31
19 Saint Michaels Terrace, photo 32
19 Saint Michaels Terrace, photo 33
19 Saint Michaels Terrace, photo 34
19 Saint Michaels Terrace, photo 35
19 Saint Michaels Terrace, photo 36
19 Saint Michaels Terrace, photo 37
19 Saint Michaels Terrace, photo 38

19 Saint Michaels Terrace

Carmel, NY 10512 · Putnam County

Beds
3
Baths
2
Sqft
2,060
Status
Active
On site
14 days

Know your budget before you tour. Get pre-qualified

About this home

Welcome Home to 19 St. Michaels Terrace in Carmel, where natural light, comfortable living spaces, and inviting outdoor amenities come together in this well-maintained raised ranch. Hardwood floors extend throughout the main level, creating a warm and cohesive feel. The sun-filled living room features an electric fireplace and flows seamlessly into the dining area and updated kitchen, complete with granite countertops, stainless steel appliances, and a wine refrigerator. Three comfortable bedrooms include a primary bedroom, while the full hall bathroom offers an updated tiled shower and granite vanity. The lower level offers exceptional flexibility and is currently being used as a primary suite. With a separate entrance, full bathroom with stand-up shower, sliding glass doors leading directly outdoors, and roughed-in plumbing for a future kitchenette, the space offers an ideal setup for extended family, a possible mother-daughter arrangement, or potential accessory apartment use, subject to all applicable municipal approvals and requirements. It could also easily serve as a beautiful, cozy family room, guest suite, home office, or additional living area. A dedicated laundry room, linen closet, and convenient mudroom with direct access to the driveway and attached deep one-car garage add to the home's functionality. Mini-split systems provide heating and air conditioning for year-round comfort. Outside, enjoy a Trex deck overlooking the fenced backyard, perfect for relaxing, entertaining, and enjoying the warmer months. The above-ground pool features a new liner and pump, offering even more opportunity to make the most of outdoor living, while a storage shed provides convenient space for tools, equipment, and seasonal items. Vinyl siding, along with municipal water and sewer, adds to the home's convenience and appeal. Conveniently located near major highways, shopping, restaurants, bike path, parks and everyday amenities

Listed with Coldwell Banker Realty · Jacqueline A. Calhoun · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Oct 28, 2026, 12:07 PM ET. ©2026 One Key MLS.

Estimate your monthly payment

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and private mortgage insurance.

$4,402.34Total / mo

Estimated monthly payment

Principal & interest
$2,807.18(63.8%)
Taxes
$1,395.17(31.7%)
Insurance
$200.00(4.5%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

Never miss a property

Be the first to know when a Putnam County home hits the market.

Save this search

Market insights

The market around Carmel, NY

Current listings

New in the last 30 days

41

Oct 2026

Average price

Active listings

$621,890

Oct 2026

Average days on market

Active listings

145 days

Oct 2026

Computed from 190 active OneKey MLS listings in Carmel, NY.

Similar homes in Putnam County

See all 272
39 Gilbert Lane, Putnam Valley, $639,000
39 Gilbert Lane, Putnam Valley, NY
Photo 1 of 27
Coming SoonNew

$639,000

4 Bed • 2 Bath • 2,249 Sq. Ft.

39 Gilbert Lane

Putnam Valley, NY 10579

Listed with Coldwell Banker Realty

122 Agor Lane, Mahopac, $715,000
122 Agor Lane, Mahopac, NY
Photo 1 of 43
Coming SoonNew

$715,000

3 Bed • 2 Bath • 2,015 Sq. Ft.

122 Agor Lane

Mahopac, NY 10541

Listed with William Raveis Real Estate

32 Farrell Drive, Brewster, $699,000
32 Farrell Drive, Brewster, NY
Photo 1 of 21
Coming SoonNew

$699,000

4 Bed • 2.5 Bath • 2,500 Sq. Ft.

32 Farrell Drive

Brewster, NY 10509

Listed with Real Property Purveyors Inc.