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19 Saint Michaels Terrace

Carmel, NY 10512 · Putnam County

Beds
3
Baths
2
Sqft
2,060
Status
Active
On site
79 days

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About this home

***Buy Today, Pay Yesterday’s Rates: 2% BELOW MARKET INTEREST Financing Available for qualified buyers as seller incentives with our preferred Lender***Welcome to this beautifully updated raised ranch, where modern style meets everyday comfort. From the moment you arrive, you'll appreciate the thoughtful upgrades and move-in-ready appeal throughout. The sun-filled main level features a renovated kitchen with contemporary finishes, ample cabinetry, and plenty of space for preparing meals and gathering with family and friends. The open, inviting living spaces create the perfect setting for both entertaining and relaxing with an above-ground pool and leveled backyard. Pool has been maintained and has a new 2 year old liner. Offering three spacious bedrooms with the basement space being used as an extra master bedroom suite ideal for in-law! This home is filled with natural light and provides generous closet space for comfortable everyday living. The lower-level room is warm and welcoming—an ideal place to enjoy movie nights, create a playroom, home office, or fitness area, or simply unwind after a long day. Let your imagination go wild! Complete with an attached one-car garage and a massively paved driveway that can easily accommodate over 10 cars, this exceptional home offers the perfect combination of comfort, functionality, and style. Don't miss the opportunity to make this beautiful home your own!

Listed with Houlihan Lawrence Inc. · Anil N. Soman · Source: OneKey MLS

One Key MLS

Information provided by One Key MLS, and is deemed reliable but not guaranteed accurate. Data last updated: Sep 30, 2026, 9:07 PM ET. ©2026 One Key MLS.

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Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and private mortgage insurance.

$4,505.75Total / mo

Estimated monthly payment

Principal & interest
$2,807.67 (62.3%)
Taxes
$1,498.08 (33.2%)
Insurance
$200.00 (4.4%)

Representative rates

Representative rates only, indicative for comparison. Edit the interest rate for your own quote; your lender’s numbers vary with credit, points, and insurance.

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Market Insights

The market around Carmel, NY

Current Listings

New in the last 30 days

41

Oct 2026

Average Price

Active listings

$600,369

Oct 2026

Average days on market

Active listings

149 days

Oct 2026

Computed from 186 active OneKey MLS listings in Carmel, NY.

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